Life in Transition

Navigating Personal Finances During Life Transitions

Spending Report: June-July 2012

Here is my budget and spending for the month:

Projected Income: $2400             Actual Income: $2448.50

Catagory Budgeted Actual Difference
Rent $0.00 $0.00 $0.00
Tithe $240 $244.65 -$4.65
Taxes $400.00 $294.76 $105.24
Health Insurance $100.00 $99.04 $0.96
Cell Phone $43.00 $43.00 $0.00
Gas $50.00 $8.77 $41.23
Food $310.00 $314.11 -$4.11
Car Insurance $72.00 $72.00 $0.00
Doctor’s Appt $50.00 $100.00 -$50.00
Medication/Contacts $170.00 $224.13 -$54.13
Personal Care $20.00 $28.90 -$8.90
Home Supplies $10.00 $0.00 $10.00
Roth IRA $250.00 $250.00 $0.00
Emergency Fund $75.00 $75.00 $0.00
Tuition Savings $360.00 $268.50 $91.50
Entertainment $130.00 $154.79 -$24.79
Gifts $30.00 $21.75 $8.25
Christmas Savings $50.00 $50.00 $0.00
Misc $10.00 $57.00 -$47.00
Total $2,370 $2,306.40 $63.60

 

This is my first month with no rent! My lease is finally over.  Unfortunately most of the money freed up from rent went towards medical expenses.  I had a minor accident while I was learning how to ride the scooter so I ended up with medical bills.  Even with insurance, co-pays to doctor, physical therapist, and medication added up.  Originally, all the medical expenses budgeted for the month were for my husband’s annual allergist appointment, contacts, and regular prescriptions.  We ended up pushing back the allergist appointment buying contacts to next month.  On a high note, we spent less than $10 on gas this month! We did not have to fill up the tank for our car at all this month since we only drove it about once a week.

 

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